ARCNET D 90

(confidential)

The next evolutionary step for ARC 90 is officially launched.

1 What is it. It's doing ARC without checks. It's done by getting a simple form filled out which lists the customer's bank information.

2 How does it work 2 step process

(1)You'll use our 'Customer Bank Form' available on your merchant page. You'll put in what the customer is buying and the terms. Next, you'll faxes it to the customer's bank to fill in the routing and account number along with the age. As an option the customer can walk the form into their bank or it can be done over the phone.

(2)You'll fax this form along with the customer arc agreement and proof of income to GCS right away. This speeds up the claim process since GCS will have everything it should need in the event an item bounces.

3 Benefits The biggest draw back to ARC has been the issue of the customer either not having checks or lack of check usage. No more. The customer's income is the primary consideration and not check writing history. This will lead to more sales for you.

4 Getting on board If you have ARC or ARCNET you're only one step away from being able to use it. On your merchant page is the option to select 'without checks'. There is an acceptance of terms item called 'Read first before using' you'll need to 'click' to start. There is no new contract for it. Just a mouse click and you're good to go.

1 What is it.	It's doing ARC without checks. It's done by getting a simple form filled out which lists the customer's bank information.
2 How does it work	2 step process
	(1)You'll use our 'Customer Bank Form' available on your merchant page. You'll put in what the customer is buying and the terms. Next, you'll faxes it to the customer's bank to fill in the routing and account number along with the age. As an option the customer can walk the form into their bank or it can be done over the phone.
	(2)You'll fax this form along with the customer arc agreement and proof of income to GCS right away. This speeds up the claim process since GCS will have everything it should need in the event an item bounces.
3 Benefits	The biggest draw back to ARC has been the issue of the customer either not having checks or lack of check usage. No more. The customer's income is the primary consideration and not check writing history. This will lead to more sales for you.
4 Getting on board	If you have ARC or ARCNET you're only one step away from being able to use it. On your merchant page is the option to select 'without checks'. There is an acceptance of terms item called 'Read first before using' you'll need to 'click' to start. There is no new contract for it. Just a mouse click and you're good to go.